This is National Hurricane Preparedness Week (May 1-7), and State Farm is encouraging Floridians to prepare for the season with a home inventory.
In 2021, State Farm received around 119,000 home and auto claims nationally from hurricanes totaling approximately $1.2 billion in claims paid to help customers repair and rebuild. The date includes the storms Henri, Nicholas and Ida.
Before new storms hit, make a walk-through home inventory. Open your drawers and closets, and take pics and video.
But don't forget your car, SUV, van or truck. One in four State Farm claims from hurricanes in 2021 were auto claims, with approximately $259 million paid to drivers to cover damage to vehicles from the storms.
Tips to prepare vehicles for hurricanes:
- Garage or store vehicles. If you don't have a garage, move them to area offering most protection from flying debris.
- Remove all externally-mounted electronics on vehicles that might be damaged.
- Place garbage cans, patio furniture, grills and other potentially wind-borne objects inside your home or garage to reduce flying debris from damaging your vehicle.
- Prune branches that might break off during the storm and cause damage to your vehicles.
Comprehensive Coverage is the coverage that kicks in to repair or replace a covered vehicle damaged by something other than collision or rolling over. For example, damage to a vehicle caused by wind or flood during a hurricane are covered under Comprehensive Coverage.
Florida drivers are encouraged to have a chat with their insurance agent at the start of hurricane season to make sure they have adequate coverage for vehicle during a hurricane or storm, including Comprehensive Coverage.